THE BUSINESS FIX
Free Merchant Statement Analysis

Find out what you're really paying.

Upload 1, 3, 6 or 12 months of processing statements. We review fees, pricing, card-brand costs and recurring charges, then prepare a Business Fix analysis and estimated alternative pricing range.

1

Upload

Select 1, 3, 6 or 12 months and securely submit PDF merchant-processing statements.

2

We Analyze

We normalize the statement fees and calculate processing costs, card-brand pricing and recurring charges.

3

Receive Your Report

Get a clear report showing current costs, important findings and an estimated potential pricing range.

What the analysis covers

Total processing volume and transaction countAverage ticketVisa, Mastercard, Discover and American Express where reportedCredit and debit activity where availableAuthorization feesPer-transaction/service feesInterchange, assessments and processor markup where identifiableMonthly, annual and quarterly feesPCI/compliance chargesGateway, batch, equipment and other recurring chargesEffective processing rateEstimated annualized processing cost
Processing statement review and reporting

Request your free analysis

PDF statements are preferred. Please do not upload files containing full card numbers, CVVs or other unnecessary cardholder data.

1. Business
2. Processing
3. Statements
4. Review

Tell us about your business

This lets us understand the merchant environment before reviewing the statements.

Your processing profile

Approximate answers are fine. The uploaded statements will provide the detailed numbers.

Upload your processing statements

PDF statements only. Upload statements you are authorized to provide.

Processing Statements

Choose up to 12 PDF statements, maximum 15 MB each.

Do not upload documents containing full card numbers, CVVs or unnecessary cardholder data.

Review & submit

Confirm your information and authorize The Business Fix to perform the processing-cost analysis.

Any potential savings or alternative rate shown in the resulting analysis is an estimate and not a binding processing quote.

Example report structure

Current Effective CostX.XX%
Monthly Volume$XX,XXX
Monthly Processing Cost$X,XXX
Estimated Alternative RangeX.XX%–X.XX%

Any alternative rate or savings range is an estimate, not a binding quote. Final pricing depends on business type, card mix, transaction method, equipment, integrations, underwriting and other applicable factors.